dfcu Bank has partnered with Jubilee Health Insurance to launch BlueCare, a comprehensive health insurance solution designed to make quality medical care more accessible and affordable for Ugandans.
Launched on 9 December 2025, dfcu BlueCare is positioned as a major step toward expanding inclusive healthcare by offering individuals and families a dependable safety net against rising medical costs. The solution provides financial protection from emergencies that often push households into distress.
Speaking at the launch, Maryann Wanjiku Michuki, Chief Business Solutions & Marketing Officer at dfcu Bank, said the introduction of BlueCare aligns with the Bank’s broader purpose of transforming lives and businesses. She noted that good health is at the centre of economic resilience, family wellbeing, and productivity.
“Many Ugandan households remain vulnerable when medical emergencies strike. Without insurance, families resort to selling assets or delaying treatment,” Michuki said. “dfcu BlueCare is our commitment to restore dignity, reduce anxiety and ensure that healthcare challenges do not derail families from their future.”
Insurance penetration in Uganda remains below one percent, and according to Afrobarometer, 95% of Ugandans lack medical cover despite ranking health as a top national priority. BlueCare aims to bridge this gap by offering flexible, value-driven health protection.
Developed jointly with Jubilee Health Insurance, the product comes in four plan options—Diamond, Gold, Silver and Bronze—allowing customers to select coverage suited to their needs and budget. Premiums start from UGX 981,000 per year, or about UGX 2,800 per day.
Coverage limits range between UGX 50 million and UGX 120 million, and benefits include enhanced inpatient and outpatient care, dental and optical services, maternity cover, management of chronic and pre-existing conditions, telemedicine, last expense cover and post-hospitalization support. Funeral claims will be processed within 24 hours.
dfcu BlueCare also extends to dependents of uninsured corporate employees and is available to individuals aged 18 to 70. The solution targets students, working professionals, families and high-net-worth individuals seeking reliable healthcare protection at sustainable costs.
dfcu’s Bancassurance unit reported rising demand for such flexible medical insurance products as more households prioritize wellness and financial security.
To boost distribution, dfcu Bank will leverage its countrywide network, including SACCOs and Investment Clubs, with premiums starting from UGX 1,000,000 and Insurance Premium Financing options of up to 10 months.
Dan Musiime, CEO of Jubilee Health Insurance, said the partnership will address key barriers such as awareness, access and affordability. “Of Uganda’s 45 million people, only about 500,000 are insured. dfcu BlueCare directly addresses these gaps. Innovation is driven by partnerships that make insurance simpler and more inclusive,” he said.
With BlueCare, dfcu Bank reinforces its commitment to delivering flexible, reliable healthcare solutions that safeguard families from financial shocks and promote long-term wellbeing.